This module will not be further enhanced. Support is limited to defect fixing only.

Introduction to Tax Payment Collections

A customer can pay his taxes or request a tax refund at the teller. The customer's account will be deducted immediately and periodically a file will be sent to the tax authority.

Click here to understand the terms and abbreviations used in this module.

Customer Payment for Social Security Taxes

Customers can remit taxes by walking into a branch for cash deposit or an instruction to debit their accounts. They can also opt for self-assessment of taxes by submission of details online in the AEAT (Agencia Estatal de Administración Tributaria) website.

A unique reference number called as NRC (Número de Referencia Completo) is generated for all such payments. Based on the customer instruction, funds are credited to the tax accounts held with the bank and the associated tax payment details are captured in the bank’s core banking system. Based on the pre-defined frequency, banks share these details with the tax authorities in the form of specific outward files.

Cancellation File to AEAT

Customers in Spain can pay their taxes through multiple modes including payment at branches, initiation from internet banking, and AEAT (Agencia Estatal de Administración Tributaria) websites. The request is received at the banks for processing and an acknowledgment in specific cases, called NRC (Número de Referencia Completo), is generated. This information is transmitted to the tax authorities on a fortnightly basis along with the list of customers and the tax collections made by the banks.

Taxes in Spain can have different types as mentioned below:

• Liquidations: AEAT informs the customer the amount to be paid.
• Auto liquidations and special auto liquidation: The customer calculates the amount to pay or to collect. Special auto liquidation is usually for companies.
• State taxes (autonomics and governmental).

This user guide covers the entire life cycle of the tax payments from the receipt of a tax payment request, processing the payments, generation of a payment reference, funds transfer by the banks to AEAT, and generation of outward files with the tax payment information.

The new functionality includes the following:

• Validation of information related to the tax model codes.
• Generation of the outward files to AEAT based on the AEAT calendar.
• Cancellation of tax payments based on the customer request.
• Processing bulk tax payment transactions.
• Recycling of transactions for tax payments.

This functionality allows banks to:

• Process tax payments received through multiple modes.
• Generate the NRC for specific tax payments.
• Generate the fortnightly files and settlement of funds to AEAT based on the AEAT calendar.
• Cancel the tax payments based on customer requests.
• Handle the repair payments tagged as errors and warnings.
• Process the incoming bulk payment files.