Introduction to Credit Burueau Report

This functionality allows the bank user to generate an a report containing information on the credits granted by financial institutions, to be sent to the Credit Bureau institution.

The Credit Bureau is a Mexican company established as a credit information company, dedicated to integrating and providing information - prior to granting a loan - whose main objective is to integrate the credit history of people and companies that have requested some type of credit, financing, loan or service.

Credit Bureau is made up of two types of bureaus:

• Trans Unión de México (Individuals), which has more than 60 million records corresponding to more than 33 million people.
• Dun and Bradstreet (Moral Persons and Individuals with business activity), which has more than 4 million records corresponding to 1.3 million companies and individuals with business activity.

Credit bureau provides service to the following types of companies:

• Companies that grant credit or financing.
• Companies that integrate 100% of their database (credits or financing) and update it monthly.
• Companies that have written authorization of the person or company to consult.
• Companies that deliver monthly authorizations for the queries you have made in original.