Business Credit Cards
Credit Card is a payment card issued by bank that allows card holders to borrow money for business use. Users can apply for one or more credit cards from the list. The Credit Cards section allows users to view key benefits of a product, learn more, and select the required product from various cards under the Credit Cards product group.
Credit Cards Workflow
Business Credit Cards workflow illustrates the sequence of steps from start of an application till submission of an application in the Origination App.
To know more about the Business Credit Cards flow in Temenos Digital Assist App (post-submission), click here.
Process Flow
When an existing customer or prospect customer selects Credit Cards in the Product Group Dashboard, the road map in the Origination App for Credit Cards journey is as follows:
- Basic Information
- Company Information
- Product Selection
- Related Parties
- Documents
- Summary
- Additional Questions
- Submit Application
UX Overview
This section provides an overview of the Credit Cards Dashboard.
For example, the Credit cards product group contains the following products:
- Temenos Digital Fusion Business Card
- Temenos Digital Unlimited Rewards Card
- Temenos Digital Travel Card
Apart from the key benefits, each product provides the following options:
- Apply Now enables you to start the journey to apply for the desired credit card.
- Learn More provides more information about the specific card. On click of Learn More, the respective product details dashboard appears.
For more information about the properties supported by the credit card product images, click here.
Users can further choose the features of the credit card such as credit card limit, card protection, and name on the credit card from the Feature Selection section.
Reference Table
| Journey | Product | Road Map in the Origination App for Prospect Customer & Existing Customer |
|---|---|---|
| SME Loan Origination | Credit Cards | Basic Information > Company Information > Product Selection > Related Parties > Related Party Personal Information > Address and Identification > Documents >Summary > Additional Questions > Submit Application |
Components
The Credit Cards dashboard contains the following list of components:
| Component Name | Instance Name |
|---|---|
| com.olb.common.BrowserCheckPopup | BrowserCheckPopup |
| com.nuo.loadingV3 | loadingV3 |
| com.dbx.Explore | Explore |
| com.dbx.bannerError | bannerError |
| com.dbx.breadcrumbs | breadcrumbs |
| com.dbx.customfooter | customfooterNUO |
| olb.dbx.customheaderNUOV2V2 | customheaderNUOV2V2 |
| com.dbx.dataNotLoaded | dataNotLoadedAd |
| com.dbx.dataNotLoaded | dataNotLoadedContentImage |
| com.dbx.dataNotLoaded | dataNotLoadedExplore |
| com.dbx.dataNotLoaded | dataNotLoadedProdLists |
Experience APIs
| Experience API | Description |
|---|---|
| updateProductSelection | Updates the credit card features (Credit card protection, Credit card limit) in ODMS. |
| applyForCreditCard | Creates credit card in mockDB (hereDBXDB). |
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