Business Overdraft Accounts
Business Overdraft Accounts is a type of bank account where an overdraft limit is set, and customers can withdraw the amount up to the limit approved by the bank.
Business Overdraft Accounts Workflow
Business Overdraft Accounts workflow illustrates the sequence of steps from start of an application till submission of an application in the Origination App.
Process Workflow
When an existing customer or prospect customer selects Business Overdraft Accounts in the Product Group Dashboard, the road map in the Origination App for Business Overdraft Accounts is as follows:
- Basic Information
- Company Information
- Product Selection
- Related Parties
- Documents
- Summary
- Submit Application
- Additional Information
UX Overview
This section provides an overview of the Business Overdraft account.
Click the Business tab on the product dashboard screen. Select Overdraft Accounts from the Business Product group dashboard page.
This section provides more reasons to open an Overdraft account. Legal Information and Disclosures section displays at the bottom of the Business Overdraft screen. At the end of the section contains vital information that the users must consider while applying for a loan. Click Apply Now to get started with creating a Business Overdraft application.
Reference Table
| Journey | Product | Road Map in the Origination App for Prospect Customer & Existing Customer |
|---|---|---|
| SME Loan Origination | Business Overdraft Loan | Basic Information > Company Information > Product Selection > Related Parties > Documents > Summary > Additional Questions > Submit Application |
Components
The Business Overdraft dashboard contains the following list of components:
| Component Name | Instance Name |
|---|---|
| com.olb.common.BrowserCheckPopup | BrowserCheckPopup |
| com.nuo.loadingV3 | loadingV3 |
| com.dbx.Explore | Explore |
| com.dbx.bannerError | bannerError |
| com.dbx.breadcrumbs | breadcrumbs |
| com.dbx.customfooter | customfooterNUO |
| olb.dbx.customheaderNUOV2V2 | customheaderNUOV2V2 |
| com.dbx.dataNotLoaded | dataNotLoadedAd |
| com.dbx.dataNotLoaded | dataNotLoadedContentImage |
| com.dbx.dataNotLoaded | dataNotLoadedExplore |
| com.dbx.dataNotLoaded | dataNotLoadedProdLists |
| com.dbx.overdraft | overdraft |
Configurations
The system administrator will have the capability to configure this module from the Spotlight app. For more information about configuring the Overdraft section, click here.
In this topic